Thursday, March 26, 2020

Advanced English Tense Review (ESL, EFL, TESL, TOEFL)

Advanced English Tense Review (ESL, EFL, TESL, TOEFL) Its back-to-school time. Before you or your students get down to studying the specifics of various grammar structures, it is a good idea to review the basic English tenses. If you are an advanced student, a review will help remind you of the tenses and also point out any weaknesses or insecurity that you may have. If you are an upper-level student but not yet aware of all the tenses, these exercises will make a good introduction to some of the important structures ahead. For an overview of conjugation in detail of all 12 tenses in English, use the tense tables for reference. Teachers can use theses guides on how to teach tenses for further activities and lesson plans in class The following exercises serve two purposes: Re-familiarization of standard tense names Tense conjugation practice The first exercise is very important as you may not remember exactly the names of the various tenses. This exercise will help you remember the names of the tenses. Once you have finished the first exercise, read the text through one more time to familiarize yourself with it completely. Go on to the next exercise that asks you to conjugate the verbs in the extract. You should be very familiar with the extract so you can concentrate on the correct conjugation. Notice how the tenses relate to each other in time. Remember that many verbs are conjugated based on how they relate to one another. Teachers can use these exercises in class by using the following lesson plan which includes the exercises in a format useful for the classroom. Tense Review Lesson Plan and Materials Here is the original text. Once you have finished, click on the exercise link to begin exercise one. John has always traveled a lot. In fact, he was only two years old when he first flew to the US. His mother is Italian and his father is American. John was born in France, but his parents had met in Cologne, Germany after they had been living there for five years. They met one day while Johns father was reading a book in the library and his mother sat down beside him. Anyway, John travels a lot because his parents also travel a lot. As a matter of fact, John is visiting his parents in France at the moment. He lives in New York now, but has been visiting his parents for the past few weeks. He really enjoys living in New York, but he also loves coming to visit his parents at least once a year. This year he has flown over 50,000 miles for his job. He has been working for Jackson Co. for almost two years now. Hes pretty sure that hell be working for them next year as well. His job requires a lot of travel. In fact, by the end of this year, hell have traveled over 120,000 miles! His next journey will be to Australia. He really doesnt like going to Australia because it is so far. This time he is going to fly from Paris after a meeting with the companys French partner. Hell have been sitting for over 18 hours by the time he arrives! John was talking with his parents earlier this evening when his girlfriend from New York telephoned to let him know that Jackson Co. had decided to merge with a company in Australia. The two companies had been negotiating for the past month, so it really wasnt much of a surprise. Of course, this means that John will have to catch the next plane back to New York. Hell be meeting with his boss at this time tomorrow. Follow the links to begin the exercise: Exercise One: Tense Identification Exercise Two: Tense Conjugation

Friday, March 6, 2020

DiscussionCar Loans And Insurance Example

DiscussionCar Loans And Insurance Example DiscussionCar Loans And Insurance – Coursework Example Car Loans and Insurance affiliations Car Loans and Insurance The advantages of leasing a car include lower monthly payments with no or low down payments. The client also experiences no depreciation concerns since the car is owned by the bank or financial institution. The cons of leasing a vehicle are that it attracts huge monthly premiums and miles dictated by the bank or financial institution. The advantages of purchasing a car include the eventual ownership of the vehicle once the payments are complete. The client has the authority to customize the vehicle and modify accessories and never worry about the mileage. The disadvantages of purchasing a car include higher monthly installments, and the client has to consider the depreciation and repair costs than when buying a car. Deciding between purchasing and leasing an automobile would depend on the intended usage and the prevailing financial status (Delbridge, 2015). Lease companies in Hawaii require that lease buyers acquire gap in surance on their automobiles. The insurance provider issues the total amount relating to the value of the leased vehicle at the time of the total loss in case of a comprehensive or the collision coverage. Where the car has been purchased, the owner can acquire lower rate insurance cover from an insurance provider of choice. Mostly, the lease insurance premiums in Hawaii are higher than those of a purchased vehicle. The difference occurs due to the requirements placed by the leasing organization (Carlozo, 2015). Other variables that affect the insurance premiums include the car model with some regarded as safer than others by the insurance companies. The other factor is the client’s driving record and their credit history. A driver likely to cause more accidents and has a poor credit rating is required to pay higher premiums. The age and the marital status are also considered by most, but not all insurance companies when determining the premium rates. To ensure lower premiums, one should maintain a clean record, take a defensive driving course, improve the credit rating, and ensure there are no unnecessary coverage (Carlozo, 2015).ReferencesCarlozo, L. (2015). Why you should (Almost) never lease a car. Retrieved from moneyunder30.com/why-you-should-never-lease-a-car Delbridge, E. (2015). Pros and cons of leasing vs. buying a car - Car insurance. Retrieved from http://carinsurance.about.com/od/CarLoans/a/Pros-And-Cons-Of-Leasing-Vs-Buying-A-Car.htm